Stablecoin received
Converted automatically
Liquid from day one
One for one through VDCC
Cover switched on
Hacks and depegs, up to $150K*
React Native SDK
Plugs into your current app
For wallet apps
Add your own currency to your wallet, with one SDK.
It’s the SDK that already powers every mass[Wallets] app. Keep your current integration and plug in your own branded currency faster: ready-made UIs and APIs auto-convert between it and all major stablecoins, and every user can place bigger orders.
Available now for React Native
Coming soon for Flutter, iOS native
and Android native
The SDK behind every mass[Wallets] app
Keep your current integration: the SDK adds three things to your wallet, and our team helps you plug in your branded currency faster.
[Your Brand] USD
In your users’ wallets
$101,345.42
Converts one for one
Optional cover*
Revenue from the reserve
Your own branded currency
Your users hold [Your Brand] USD and you earn on the reserve behind it. It converts one for one to and from major stablecoins through VDCC, so there’s no liquidity to seed.
Product preview
5,000 USDT received
Converted to [Your Brand] USD
UI
API
await mass.conversions.create({
from: 'USDT', to: 'YBUSD',
});
Auto-conversion
UIs and APIs
Drop in ready-made screens or call the APIs from your own. Major stablecoins convert to your currency as they arrive, and back again when users need them.
Product preview
500 USDT → YBUSD
Batched conversion
Fee $1
1,250,000 USDT → YBUSD
Single conversion
Fee $10
Same one-for-one rate, flat fee
Bigger orders for every user
Conversions run one for one through VDCC for a flat $1 or $10, not a percentage of the order, so every user can place bigger orders.
Product preview
Plug it into the wallet you already have
The SDK runs alongside your current integration, so you keep what you’ve built. Our team helps you plug your branded currency in.
1
Add the SDK
Install it in your React Native app, next to what you already run.
2
Set up your branded currency
Name and ticker, auto-conversion and optional cover*, in one configuration.
3
Use our UIs or the APIs
Drop in ready-made screens, or call the APIs from your own.
Your wallet app
Your current integration
Stays as it is
Your screens and flows
Wallet infrastructure
Swap and ramp providers
mass[Wallets] SDK
Added
Branded currency
Auto-conversion UIs and APIs
Bigger orders
Runs on
mass[Currency]
VDCC
SDK platforms
React Native
Available now
Flutter
Coming soon
iOS native
Coming soon
Android native
Coming soon
Your users keep their stablecoins in your wallet.
The revenue from those balances goes to someone else.
Liquidity needs capital
Launching your own coin usually means funding pools before anyone uses it.
Compliance is a specialist job
Stablecoin rules sit outside most product teams’ expertise.
Balances are public
Anyone can read your users’ balances on a public chain.
Wallet teams usually call us when
A competing wallet launches its own stablecoin
Investors ask for revenue beyond swap fees
A new funding round
Why most wallet coins stay small
When converting is optional and costs extra, few users bother. When it’s the default, most do.
Conversion is opt-in and costs extra
About 1%
of a large wallet’s monthly users hold its own dollar coin today.
1 in 100 users holds the wallet’s own coin
Auto-conversion is on by default
About 90%
of users we estimate would hold your currency by default.
About 90 in 100 users would hold your currency
mass[Finance] analysis, October 2026: about 280,000 holder addresses against more than 30 million monthly users. The 90% figure is an estimate, not a forecast.
Your own currency, without the usual cost
Any stablecoin in, your currency out
Major stablecoins sent to a user’s address convert to your currency automatically, so users hold it by default. Getting out is just as simple: they can convert back, pay out to a bank, spend with the card or send it on-chain.
On by default, set in your configuration
One for one through VDCC
A flat fee, shown before every conversion
Product preview
Banks solved this decades ago
Between banks, $10M moves at par for a few dollars, because clearing nets payments between them. Between stablecoins, the same $10M can cost thousands. VDCC brings that clearing model to stablecoins.
Why stablecoins don’t trade at par
On a public block explorer
Amounts hidden
0xab58…ec9b
Transfer in
$ ••••••
0xd921…12sd
Transfer out
$ ••••••
0xe3d1…9afc
Card payment
$ ••••••
0xf1fe…a4b0
Transfer in
$ ••••••
In your users’ wallet
[Your Brand] USD
101,345.42 YBUSD
$101,345.42
Private balance
Visible to regulators
When required, market by market
Private balances, with compliance controls built in
Balances are stored as hashes so the public can’t read amounts, while you and regulators keep visibility when required. Configurations for the US and EU are each set out in a regulatory analysis.
Amounts hidden from the public
Configurations for the US and EU
Launches market by market
Holding it never locks users in
From the same balance, users can convert, pay out, spend or send, whenever they like.
[Your Brand] USD
In your users’ wallets
$101,345.42
Major stablecoins
Convert one for one through VDCC, for a flat $1 or $10 per conversion.
Product preview
Any bank account
Pay out to the user’s own account or someone else’s, in USD, EUR, MXN and others, over local fiat rails.
Your branded card
Spend wherever cards are accepted, straight from the balance.
Any crypto wallet
Send on-chain to anyone’s wallet address, on supported networks.
Bank payouts and cards are provided by licensed partners, subject to eligibility and availability. Conversions are in product preview.
What do your users’ stablecoins earn today, for someone else?
Pick your users’ stablecoin balances and a reserve income rate.
Illustrative. Reserve income depends on market rates. Holders receive no return unless you share rewards with them, where local rules allow.†
Where the number comes from
Stablecoin issuers earn income on the reserves behind the coins your users hold. With your own branded currency, revenue from the reserve behind those balances can come to you instead.
Rewards
Choose where rewards stream and how they’re split.
Reward address
0xa3f9…c21e
Copy
Non-staked assets revenue share to users
0%
Staked assets revenue shared to you
20%
Rewards that stream to you, in real time
Your wallet brings the users and the balances. In return for that distribution, you share in the revenue those balances generate, streamed to your reward address as it accrues.
Revenue beyond swap fees, for your distribution
Streamed in real time to an address you choose
Split it with your users, where local rules allow†
Product preview
Run a custodial wallet?
Earn on the balances your users already hold via your wallet, by moving them into your own branded currency. We scope an opt-in migration plan with your team, case by case.
Talk to us
See how your own currency works
From what your users’ stablecoins earn other issuers today to how your currency stays liquid.
Up next
mass[Currency]
Coming soon
Earning for
someone else
Explained · Revenue
Your users’ stablecoins earn for someone else
Explained · Coming soon
mass[Currency]
Coming soon
Why wallet
coins stay small
Explained · Adoption
Why branded stablecoins stay small
Explained · Coming soon
mass[Currency]
Coming soon
Liquid from
day one
Explained · Liquidity
Liquidity from day one
Explained · Coming soon
mass[Currency]
Coming soon
GENIUS Act
and MiCA
Explained · Regulation
GENIUS Act and MiCA for branded currencies
Explained · Coming soon
Questions wallet teams ask us
Do we have to rebuild
our integration?
No. You keep your current integration and add the SDK alongside it. It’s the same SDK that powers every mass[Wallets] app, and our team helps you plug in your branded currency.
Which platforms does
the SDK support?
React Native today. Flutter, iOS native and Android native are coming soon; tell us which one you need first.
We’d need millions toseed liquidity.
No. Your currency converts one for one to and from major stablecoins through VDCC, so there’s no capital to allocate.
We can’t take onstablecoin compliance.
Branded currencies come with configurations for the US and EU, each set out in a regulatory analysis, and launch market by market.
What happens if somethinggoes wrong?
Optional cover against hacks and depegs, up to $150K per holder*, if you enable it. See the note at the end of this page.
Do our users earn anything?
Not by default. Holders of branded currencies receive no return, and your revenue comes from the reserve behind their balances. You can share rewards with users only where local rules allow.†
Get your revenue
assessment
What your users’ stablecoin balances earn other issuers today, a model of your own branded currency, and how the SDK fits your wallet. We’ll need your aggregate balances.
Request the assessment
Important information
• *Covers reserve losses from hacks, smart contract bugs and stablecoin depegs, if the brand enables it. Discretionary third-party cover, not insurance; payouts depend on policy terms and aren’t guaranteed.
• †Rewards depend on the revenue your users’ balances generate and aren’t guaranteed. Sharing them with users depends on local rules; for example, the GENIUS Act prohibits issuers from paying holders interest or yield, and MiCA prohibits interest on e-money tokens for issuers and crypto-asset service providers.
• VDCC converts one for one, for a flat $1 (batched, up to $50K) or $10 (any amount). Branded currencies are in product preview and launch market by market.
• mass[Wallets] is a technology platform from Decentralized Clearing Inc., not a bank. Accounts, cards, payments and on/off-ramp services are provided by licensed third-party partners, subject to eligibility and availability. Branded balances are not bank deposits and are not FDIC insured. Digital assets involve risk. Not investment advice. Screens and figures are illustrative.
© 2026 mass[Wallets]. All rights reserved.
All content provided here is for informational purposes only. Nothing on this site constitutes a solicitation, an offer to sell securities, or any form of legal, tax, or financial advice. Anyone considering involvement in the mass[Currency] ecosystem should seek independent professional guidance on legal, tax, or financial matters. No token referenced in this document has been registered or qualified under any U.S. federal, state, or foreign securities laws or regulations.
By accessing or using this website, you confirm your understanding and acceptance of this disclaimer and the applicable Terms and Conditions. You alone are responsible for assessing the risks and benefits of any actions you take based on the content herein.
Stablecoin received
Converted automatically
Liquid from day one
One for one through VDCC
Cover switched on
Hacks and depegs, up to $150K*
App.tsx
React Native
1
2
3
4
5
<MassProvider
currency="YBUSD"
autoConvert>
<YourWallet />
</MassProvider>
For wallet apps
Add your own currency to your wallet, with one SDK.
It’s the SDK that already powers every mass[Wallets] app. Keep your current integration and plug in your own branded currency faster: ready-made UIs and APIs auto-convert between it and all major stablecoins, and every user can place bigger orders.
Available now for React Native
Coming soon for Flutter, iOS native and Android native
The SDK behind every mass[Wallets] app
Keep your current integration: the SDK adds three things to your wallet, and our team helps you plug in your branded currency faster.
[Your Brand] USD
In your users’ wallets
$101,345.42
Converts one for one
Optional cover*
Revenue from the reserve
Your own
branded currency
Your users hold [Your Brand] USD and you earn on the reserve behind it. It converts one for one to and from major stablecoins through VDCC, so there’s no liquidity to seed.
Product preview
5,000 USDT received
Converted to [Your Brand] USD
UI
API
await mass.conversions.create({
from: 'USDT', to: 'YBUSD',
});
Auto-conversion UIs and APIs
Drop in ready-made screens or call the APIs from your own. Major stablecoins convert to your currency as they arrive, and back again when users need them.
Product preview
500 USDT → YBUSD
Batched conversion
Fee $1
1,250,000 USDT → YBUSD
Single conversion
Fee $10
Same one-for-one rate, flat fee
Bigger orders
for every user
Conversions run one for one through VDCC for a flat $1 or $10, not a percentage of the order, so every user can place bigger orders.
Product preview
Plug it into the wallet you already have
The SDK runs alongside your current integration, so you keep what you’ve built. Our team helps you plug your branded currency in.
1
Add the SDK
Install it in your React Native app, next to what you already run.
2
Set up your branded currency
Name and ticker, auto-conversion and optional cover*, in one configuration.
3
Use our UIs or the APIs
Drop in ready-made screens, or call the APIs from your own.
Your wallet app
Your current integration
Stays as it is
Your screens and flows
Wallet infrastructure
Swap and ramp providers
mass[Wallets] SDK
Added
Branded currency
Auto-conversion UIs and APIs
Bigger orders
Runs on
mass[Currency]
VDCC
SDK platforms
React Native
Available now
Flutter
Coming soon
iOS native
Coming soon
Android native
Coming soon
Your users keep their stablecoins inyour wallet.
The revenue from those balances goes to someone else.
Liquidity needs capital
Launching your own coin usually means funding pools before anyone uses it.
Compliance is a specialist job
Stablecoin rules sit outside most product teams’ expertise.
Balances are public
Anyone can read your users’ balances on a public chain.
Wallet teams usually call us when
A competing wallet launches its own stablecoin
Investors ask for revenue beyond swap fees
A new funding round
Why most wallet coins stay small
When converting is optional and costs extra, few users bother. When it’s the default, most do.
Conversion is opt-in and costs extra
About 1%
of a large wallet’s monthly users hold its own dollar coin today.
1 in 100 users holds the wallet’s own coin
Auto-conversion is on by default
About 90%
of users we estimate would hold your currency by default.
About 90 in 100 users would hold your currency
mass[Finance] analysis, October 2026: about 280,000 holder addresses against more than 30 million monthly users. The 90% figure is an estimate, not a forecast.
Your own currency, without the usual cost
Any stablecoin in, your currency out
Major stablecoins sent to a user’s address convert to your currency automatically, so users hold it by default. Getting out is just as simple: they can convert back, pay out to a bank, spend with the card or send it on-chain.
On by default, set in your configuration
One for one through VDCC
A flat fee, shown before every conversion
Product preview
Banks solved this decades ago
Between banks, $10M moves at par for a few dollars, because clearing nets payments between them. Between stablecoins, the same $10M can cost thousands. VDCC brings that clearing model to stablecoins.
Why stablecoins don’t trade at par
On a public block explorer
Amounts hidden
0xab58…ec9b
Transfer in
$ ••••••
0xd921…12sd
Transfer out
$ ••••••
0xe3d1…9afc
Card payment
$ ••••••
0xf1fe…a4b0
Transfer in
$ ••••••
In your users’ wallet
[Your Brand] USD
101,345.42 YBUSD
$101,345.42
Private balance
Visible to regulators
When required, market by market
Private balances, with compliance controlsbuilt in
Balances are stored as hashes so the public can’t read amounts, while you and regulators keep visibility when required. Configurations for the US and EU are each set out in a regulatory analysis.
Amounts hidden from the public
Configurations for the US and EU
Launches market by market
Holding it never locks users in
From the same balance, users can convert, pay out, spend or send, whenever they like.
[Your Brand] USD
In your users’ wallets
$101,345.42
Major stablecoins
Convert one for one through VDCC, for a flat $1 or $10 per conversion.
Product preview
Any bank account
Pay out to the user’s own account or someone else’s, in USD, EUR, MXN and others, over local fiat rails.
Your branded card
Spend wherever cards are accepted, straight from the balance.
Any crypto wallet
Send on-chain to anyone’s wallet address, on supported networks.
Bank payouts and cards are provided by licensed partners, subject to eligibility and availability. Conversions are in product preview.
What do your users’ stablecoins earn today, for someone else?
Pick your users’ stablecoin balances and a reserve income rate.
Illustrative. Reserve income depends on market rates. Holders receive no return unless you share rewards with them, where local rules allow.†
Where the number comes from
Stablecoin issuers earn income on the reserves behind the coins your users hold. With your own branded currency, revenue from the reserve behind those balances can come to you instead.
Rewards
Choose where rewards stream and how they’re split.
Reward address
0xa3f9…c21e
Copy
Non-staked assets revenue share to users
0%
Staked assets revenue shared to you
20%
Rewards streaming
+$1,284.16 today
Rewards that stream to you, in real time
Your wallet brings the users and the balances. In return for that distribution, you share in the revenue those balances generate, streamed to your reward address as it accrues.
Revenue beyond swap fees, for your distribution
Streamed in real time to an address you choose
Split it with your users, where local rules allow†
Product preview
Run a custodial wallet?
Earn on the balances your users already hold via your wallet, by moving them into your own branded currency. We scope an opt-in migration plan with your team, case by case.
Talk to us
See how your own currency works
From what your users’ stablecoins earn other issuers today to how your currency stays liquid.
Up next
mass[Currency]
Coming soon
Earning for
someone else
Explained · Revenue
Your users’ stablecoins earn for someone else
Explained · Coming soon
mass[Currency]
Coming soon
Why wallet
coins stay small
Explained · Adoption
Why branded stablecoins stay small
Explained · Coming soon
mass[Currency]
Coming soon
Liquid from
day one
Explained · Liquidity
Liquidity from day one
Explained · Coming soon
mass[Currency]
Coming soon
GENIUS Act
and MiCA
Explained · Regulation
GENIUS Act and MiCA for branded currencies
Explained · Coming soon
Questions wallet teams ask us
Do we have to rebuild our integration?
No. You keep your current integration and add the SDK alongside it. It’s the same SDK that powers every mass[Wallets] app, and our team helps you plug in your branded currency.
Which platforms does the SDK support?
React Native today. Flutter, iOS native and Android native are coming soon; tell us which one you need first.
We’d need millions to seed liquidity.
No. Your currency converts one for one to and from major stablecoins through VDCC, so there’s no capital to allocate.
We can’t take on stablecoin compliance.
Branded currencies come with configurations for the US and EU, each set out in a regulatory analysis, and launch market by market.
What happens if something goes wrong?
Optional cover against hacks and depegs, up to $150K per holder*, if you enable it. See the note at the end of this page.
Do our users earn anything?
Not by default. Holders of branded currencies receive no return, and your revenue comes from the reserve behind their balances. You can share rewards with users only where local rules allow.†
Get your revenue
assessment
What your users’ stablecoin balances earn other issuers today, a model of your own branded currency, and how the SDK fits your wallet. We’ll need your aggregate balances.
Request the assessment
Important information
• *Covers reserve losses from hacks, smart contract bugs and stablecoin depegs, if the brand enables it. Discretionary third-party cover, not insurance; payouts depend on policy terms and aren’t guaranteed.
• †Rewards depend on the revenue your users’ balances generate and aren’t guaranteed. Sharing them with users depends on local rules; for example, the GENIUS Act prohibits issuers from paying holders interest or yield, and MiCA prohibits interest on e-money tokens for issuers and crypto-asset service providers.
• VDCC converts one for one, for a flat $1 (batched, up to $50K) or $10 (any amount). Branded currencies are in product preview and launch market by market.
• mass[Wallets] is a technology platform from Decentralized Clearing Inc., not a bank. Accounts, cards, payments and on/off-ramp services are provided by licensed third-party partners, subject to eligibility and availability. Branded balances are not bank deposits and are not FDIC insured. Digital assets involve risk. Not investment advice. Screens and figures are illustrative.
© 2026 mass[Wallets]. All rights reserved.
All content provided here is for informational purposes only. Nothing on this site constitutes a solicitation, an offer to sell securities, or any form of legal, tax, or financial advice. Anyone considering involvement in the mass[Currency] ecosystem should seek independent professional guidance on legal, tax, or financial matters. No token referenced in this document has been registered or qualified under any U.S. federal, state, or foreign securities laws or regulations.
By accessing or using this website, you confirm your understanding and acceptance of this disclaimer and the applicable Terms and Conditions. You alone are responsible for assessing the risks and benefits of any actions you take based on the content herein.
For wallet apps
Add your own currency to your wallet, with one SDK.
It’s the SDK that already powers every mass[Wallets] app. Keep your current integration and plug in your own branded currency faster: ready-made UIs and APIs auto-convert between it and all major stablecoins, and every user can place bigger orders.
Available now for React Native
Coming soon for Flutter, iOS native and Android native
Stablecoin received
Converted automatically
Liquid from day one
One for one through VDCC
Cover switched on
Hacks and depegs, up to $150K*
App.tsx
React Native
1
2
3
4
5
<MassProvider
currency="YBUSD"
autoConvert>
<YourWallet />
</MassProvider>
The SDK behind every mass[Wallets] app
Keep your current integration: the SDK adds three things to your wallet, and our team helps you plug in your branded currency faster.
[Your Brand] USD
In your users’ wallets
$101,345.42
Converts one for one
Optional cover*
Revenue from the reserve
Your own branded currency
Your users hold [Your Brand] USD and you earn on the reserve behind it. It converts one for one to and from major stablecoins through VDCC, so there’s no liquidity to seed.
Product preview
5,000 USDT received
Converted to [Your Brand] USD
UI
API
await mass.conversions.create({
from: 'USDT', to: 'YBUSD',
});
Auto-conversion UIs and APIs
Drop in ready-made screens or call the APIs from your own. Major stablecoins convert to your currency as they arrive, and back again when users need them.
Product preview
500 USDT → YBUSD
Batched conversion
Fee $1
1,250,000 USDT → YBUSD
Single conversion
Fee $10
Same one-for-one rate, flat fee
Bigger orders for every user
Conversions run one for one through VDCC for a flat $1 or $10, not a percentage of the order, so every user can place bigger orders.
Product preview
Plug it into the wallet you already have
The SDK runs alongside your current integration, so you keep what you’ve built. Our team helps you plug your branded currency in.
1
Add the SDK
Install it in your React Native app, next to what you already run.
2
Set up your branded currency
Name and ticker, auto-conversion and optional cover*, in one configuration.
3
Use our UIs or the APIs
Drop in ready-made screens, or call the APIs from your own.
Your wallet app
Your current integration
Stays as it is
Your screens and flows
Wallet infrastructure
Swap and ramp providers
mass[Wallets] SDK
Added
Branded currency
Auto-conversion UIs and APIs
Bigger orders
Runs on
mass[Currency]
VDCC
SDK platforms
React Native
Available now
Flutter
Coming soon
iOS native
Coming soon
Android native
Coming soon
Your users keep their stablecoins in your wallet.
The revenue from those balances goes to someone else.
Liquidity needs capital
Launching your own coin usually means funding pools before anyone uses it.
Compliance is a specialist job
Stablecoin rules sit outside most product teams’ expertise.
Balances are public
Anyone can read your users’ balances on a public chain.
Wallet teams usually call us when
A competing wallet launches its own stablecoin
Investors ask for revenue beyond swap fees
A new funding round
Why most wallet coins stay small
When converting is optional and costs extra, few users bother. When it’s the default, most do.
Conversion is opt-in and costs extra
About 1%
of a large wallet’s monthly users hold its own dollar coin today.
1 in 100 users holds the wallet’s own coin
Auto-conversion is on by default
About 90%
of users we estimate would hold your currency by default.
About 90 in 100 users would hold your currency
mass[Finance] analysis, October 2026: about 280,000 holder addresses against more than 30 million monthly users. The 90% figure is an estimate, not a forecast.
Your own currency, without the usual cost
Any stablecoin in,
your currency out
Major stablecoins sent to a user’s address convert to your currency automatically, so users hold it by default. Getting out is just as simple: they can convert back, pay out to a bank, spend with the card or send it on-chain.
On by default, set in your configuration
One for one through VDCC
A flat fee, shown before every conversion
Product preview
Banks solved this decades ago
Between banks, $10M moves at par for a few dollars, because clearing nets payments between them. Between stablecoins, the same $10M can cost thousands. VDCC brings that clearing model to stablecoins.
Why stablecoins don’t trade at par
On a public block explorer
Amounts hidden
0xab58…ec9b
Transfer in
$ ••••••
0xd921…12sd
Transfer out
$ ••••••
0xe3d1…9afc
Card payment
$ ••••••
0xf1fe…a4b0
Transfer in
$ ••••••
In your users’ wallet
[Your Brand] USD
101,345.42 YBUSD
$101,345.42
Private balance
Visible to regulators
When required, market by market
Private balances, with
compliance controls built in
Balances are stored as hashes so the public can’t read amounts, while you and regulators keep visibility when required. Configurations for the US and EU are each set out in a regulatory analysis.
Amounts hidden from the public
Configurations for the US and EU
Launches market by market
Holding it never locks users in
From the same balance, users can convert, pay out, spend or send, whenever they like.
[Your Brand] USD
In your users’ wallets
$101,345.42
Major stablecoins
Convert one for one through VDCC, for a flat $1 or $10 per conversion.
Product preview
Any bank account
Pay out to the user’s own account or someone else’s, in USD, EUR, MXN and others, over local fiat rails.
Your branded card
Spend wherever cards are accepted, straight from the balance.
Any crypto wallet
Send on-chain to anyone’s wallet address, on supported networks.
Bank payouts and cards are provided by licensed partners, subject to eligibility and availability. Conversions are in product preview.
What do your users’ stablecoins earn today, for someone else?
Pick your users’ stablecoin balances and a reserve income rate.
Illustrative. Reserve income depends on market rates. Holders receive no return unless you share rewards with them, where local rules allow.†
Where the number comes from
Stablecoin issuers earn income on the reserves behind the coins your users hold. With your own branded currency, revenue from the reserve behind those balances can come to you instead.
Rewards that stream
to you, in real time
Your wallet brings the users and the balances. In return for that distribution, you share in the revenue those balances generate, streamed to your reward address as it accrues.
Revenue beyond swap fees, for your distribution
Streamed in real time to an address you choose
Split it with your users, where local rules allow†
Product preview
Rewards
Choose where rewards stream and how they’re split.
Reward address
0xa3f9…c21e
Copy
Non-staked assets revenue share to users
0%
Staked assets revenue shared to you
20%
Rewards streaming
+$1,284.16 today
Run a custodial wallet?
Earn on the balances your users already hold via your wallet, by moving them into your own branded currency. We scope an opt-in migration plan with your team, case by case.
Talk to us
See how your own currency works
From what your users’ stablecoins earn other issuers today to how your currency stays liquid.
Up next
mass[Currency]
Coming soon
Earning for
someone else
Explained · Revenue
Your users’ stablecoins
earn for someone else
Explained · Coming soon
mass[Currency]
Coming soon
Why wallet
coins stay small
Explained · Adoption
Why branded
stablecoins stay small
Explained · Coming soon
mass[Currency]
Coming soon
Liquid from
day one
Explained · Liquidity
Liquidity from day one
Explained · Coming soon
mass[Currency]
Coming soon
GENIUS Act
and MiCA
Explained · Regulation
GENIUS Act and MiCA for branded currencies
Explained · Coming soon
Questions wallet teams ask us
Do we have to rebuild our integration?
No. You keep your current integration and add the SDK alongside it. It’s the same SDK that powers every mass[Wallets] app, and our team helps you plug in your branded currency.
Which platforms does the SDK support?
React Native today. Flutter, iOS native and Android native are coming soon; tell us which one you need first.
We’d need millions to seed liquidity.
No. Your currency converts one for one to and from major stablecoins through VDCC, so there’s no capital to allocate.
We can’t take on stablecoin compliance.
Branded currencies come with configurations for the US and EU, each set out in a regulatory analysis, and launch market by market.
What happens if something goes wrong?
Optional cover against hacks and depegs, up to $150K per holder*, if you enable it. See the note at the end of this page.
Do our users earn anything?
Not by default. Holders of branded currencies receive no return, and your revenue comes from the reserve behind their balances. You can share rewards with users only where local rules allow.†
Get your revenue
assessment
What your users’ stablecoin balances earn other issuers today, a model of your own branded currency, and how the SDK fits your wallet. We’ll need your aggregate balances.
Request the assessment
Important information
• *Covers reserve losses from hacks, smart contract bugs and stablecoin depegs, if the brand enables it. Discretionary third-party cover, not insurance; payouts depend on policy terms and aren’t guaranteed.
• †Rewards depend on the revenue your users’ balances generate and aren’t guaranteed. Sharing them with users depends on local rules; for example, the GENIUS Act prohibits issuers from paying holders interest or yield, and MiCA prohibits interest on e-money tokens for issuers and crypto-asset service providers.
• VDCC converts one for one, for a flat $1 (batched, up to $50K) or $10 (any amount). Branded currencies are in product preview and launch market by market.
• mass[Wallets] is a technology platform from Decentralized Clearing Inc., not a bank. Accounts, cards, payments and on/off-ramp services are provided by licensed third-party partners, subject to eligibility and availability. Branded balances are not bank deposits and are not FDIC insured. Digital assets involve risk. Not investment advice. Screens and figures are illustrative.
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